What are ways to increase my SSDI benefits? Social Security Disability Insurance benefit payments are based on your earnings record, so increasing your SSDI benefits can be challenging. Strategies that might help include reviewing your SSA earnings record for accuracy, working below the SGA limits (to increase your lifetime earnings), and applying for additional benefits like SSI or state disability programs. Your benefits might also increase annually on their own, through COLA.
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The Social Security Administration (SSA) has strict filing requirements for disability benefits whether you apply for SSDI online, by mail, by phone, or in person at a local field office in Chicago. If you do not submit the required information, or you submit your application with incorrect information, your claim for disability benefits will be delayed or denied.
The Social Security Administration announced an update to its job database, eliminating professions no longer relevant for workers. You work hard throughout your life, and when you suffer disability, your claim is denied because you could still perform outdated jobs such as reptile farming or canary breeder. While this may seem an unlikely scenario, it has been the case for many people who apply for Social Security benefits.
When filing an SSDI claim in Illinois, the Social Security Administration requires documented medical evidence of your disability. If your claim is approved, you must follow a prescribed treatment plan by a licensed medical professional or risk losing your disability benefits.
When you file for Social Security disability benefits in Illinois, it’s important to understand the application and filing process, as well as timelines and waiting periods that impact when SSDI benefits begin and how long benefits continue once payments are approved.
If you receive disability benefits through Social Security and your disabling medical condition improves, and you are able to return to work and perform substantial gainful activity, your SSDI benefits will likely be discontinued. Under the Social Security Administration guidelines, SSDI benefits are subject to reporting requirements and disability reviews that show changes in a recipient’s medical condition or personal circumstances. If you receive SSDI benefits, your benefits can be suspended or terminated if you fail to report improvements in your medical condition.
SSDI benefits are paid only for total disabilities, not partial disabilities. To qualify for SSDI benefits, individuals must have a physical or mental impairment that prevents them from engaging in substantial gainful activity and is expected to last for at least 12 months or result in death. Partial disabilities that do not meet these criteria may not qualify for SSDI benefits.
Are there age restrictions for applying for SSDI benefits? SSDI benefits are available to persons with disabilities who have earned sufficient work credits, regardless of age. While age is not a factor in determining eligibility for SSDI benefits, applicants must meet other eligibility requirements. Age may qualify individuals who are unable to work for other benefit programs, such as SSI benefits.
The work credit requirement for Social Security Disability Insurance (SSDI) benefits is based on an individual’s work history and financial contributions to the Social Security system. To qualify for SSDI, individuals need to have accumulated a designated number of work credits, with the exact amount depending on their age at the onset of disability. Failing to meet the required number of work credits can result in ineligibility for SSDI benefits. Work credits serve as a measure of an individual’s ability to support themselves financially through work and ensure that only those who have contributed to the system receive SSDI benefits.
Applying for SSDI can be a complicated and lengthy process due to state and federal filing requirements, eligibility for benefits, mandatory waiting times, and denied claims. Once you have applied, it takes about 90 days to receive a decision from the Social Security Administration whether your claim is accepted or denied.
